Focus on Personal Finance is a brief, 14-chapter text covering the critical topics in Personal Finance courses. Focus is designed and written to appeal to a range of ages, life situations, and financial literacy levels. As the Kapoor author team prepared this edition, they worked hard to include important content in every chapter you can use to develop a plan to build financial security and weather another pandemic, an unexpected job loss, or unexpected life situations. A unique aspect of this text is its active approach. This text will get your students thinking about their current situation and financial goals and encourage them to put these in writing to use as a guide and revise throughout their lives. Sections are oriented around specific action-items for students. The more a student involves themselves in the assessments, exercises, and worksheets provided, the more they will discover about their current habits and how to improve them for greater financial freedom. Students have many different financial goals, but none are more important than having a basic understanding of financial issues and peace of mind about their decisions. The ultimate goal of Focus on Personal Finance is to get students to this point as a first step to achieving the many financial goals they have set for themselves.