Personal finances can be an area of people's lives that, if not handled well, can cause much stress and hardship to individuals and their families. It is an area that it is easy to get wrong and can be very daunting and complex. Christians are not exempt from these issues. As Christians, we fail to please God if we are less than a faithful steward of all that he has entrusted to us. This includes our dealings with money and finance. If we, as Christians, are to set an example to the world, and be "salt and light" in our secular society, we need to demonstrate good stewardship and behaviours in every area of our life - including the way in which we handle our personal finances. As Jesus says "If then you have not been faithful in handling worldly wealth, how can you be trusted with true wealth" (Luke 16:11). This, therefore, is a book about personal finances that is practical rather than academic - a book that ordinary Christians can read and understand and that unravels some of the ?mystique' concerned in this area. It also shows how the Bible provides us with practical teaching and guidance. This book will help Christians (and others) with some general guidance and principles that, if followed, will help you keep your personal finances under control. It will also help Christians understand their special responsibilities in the area of personal finances and what Holy Scripture has to say and teach us - for how we handle and deal with our personal finances is a major part of the day-to-day practical outliving of our faith. To that end this book deals with subjects such as budgeting, debt, retirement planning, investing, tithing, shares, gambling, life insurance, what to do with material blessings and being responsible with money.