For those who believe money is money, whether you are male or female, The New Working Woman's Guide to Retirement Planning shows why saving for retirement is different--and difficult--for women. Martha Priddy Patterson offers practical advice and usable solutions to the retirement planning obstacles women have to overcome. Although women are gaining equal pension coverage with men and women's wages are ever slowly increasing, the need for retirement saving and planning, for both women and men, has never been greater. Through her professional and personal experiences, Patterson--an attorney who has spent 15 years specializing in employee benefits law--found that women were not paying attention to their financial retirement future. Case studies of four women at different stages of their lives, with a variety of careers and career patterns, demonstrate how retirement benefits grow--or disappear. This new edition contains current up-to-the-minute information on new retirement planning options such as Roth IRAs, cash balance plans, SIMPLE plans, enhanced coverage of 401(k) plans, and the future of Social Security.