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Time to renew my insurance is coming round again, and it's dawned on my that I've never made any particular provision for my books.
Most of my books are not at all valuable - probably (having been owned and used) not worth the cover price - I got quite a number of them second-hand in the first place, anyway. The problem is that there's a thousand-odd of them: if the place burned down and I wanted to replace them all, I'd be looking at several thousand pounds.
How are insurers liable to look at this? Anyone have any experience of making such claims? Or of specifically insuring non-valuable books (when I search online I just get hits for valuable books)?
And the elephant in the room - do I really have to go through a thousand-odd books and work out individual replacement values?
>3 TheoClarke:: I think an average value of £4.50 is way too low if we are thinking of replacement costs. Most books, even standard 'thrillers', cost at least £7.99 judging from my last Waterstone trip.
Exactly what's worrying me. I've let my insurance to be renewed by standing order for years (stupidly!) and I've never given any thought to books. Now I've finally started thinking seriously about my house contents, it's my books that are looming really large.
ETA - Which all reminds me that I still haven't sorted my insurance - I'd completely forgotten till I spotted the new posts on this thread.
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